APPLICATION FOR HOME IMPROVEMENT LOAN

Applicant: CHECK ONE OF THE FOLLOWING BOXES. YOU MAY APPLY FOR SEPARATE OR JOINT CREDIT. Application for:

Separate Credit

Complete applicant column and sign below.
Unsecured credit
Joint Credit with Spouse Complete both Applicant and Spouse Sections. Both Applicant and Spouse must sign below. Secured credit
Joint Credit with
who is not your spouse. Each of you must complete a separate application as if applying for separate credit and submit them together.  
APPLICANT
MARRIED LEGALLY SEPARATED UNMARRIED

PLEASE PRINT NAME - LAST

FIRST

MIDDLE INITIAL

DATE OF BIRTH

CURRENT STREET ADDRESS
HOW LONG?
CITY / STATE / ZIP
PREVIOUS STREET ADDRESS
HOW LONG?
CITY / STATE / ZIP
COUNTY
SOCIAL SECURITY NUMBER - -

HOME PHONE NUMBER - -

CURRENT EMPLOYER CLOCK NUMBER
HOW LONG?
EMPLOYER ADDRESS
BUS. PHONE - -
CITY / STATE / ZIP
POSITION
ANNUAL PAY. SALARY: GROSS $ NET $
Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
OTHER ANNUAL INCOME $ SOURCE
PREVIOUS EMPLOYER ADDRESS/CITY/STATE/ZIP CODE
(If current employment less than two years)
HOW LONG?
NEAREST RELATIVE NOT LIVING WITH YOU
PHONE - -
RELATIVE'S ADDRESS / CITY / STATE / ZIP
WHAT OTHER NAMES HAVE YOU PREVIOUSLY BEEN EXTENDED CREDIT?
HAVE YOU EVER BEEN SUED FOR DEBT?
Yes
No
EVER BEEN A DEBTOR IN BANKRUPTCY?
Yes
No
PLEASE EXPLAIN IF YOU ANSWERED YES TO EITHER OF THE LAST TWO QUESTIONS:
SPOUSE      

PLEASE PRINT NAME - LAST

FIRST

MIDDLE INITIAL

DATE OF BIRTH

CURRENT STREET ADDRESS
HOW LONG?
CITY / STATE / ZIP
PREVIOUS STREET ADDRESS
HOW LONG?
CITY / STATE / ZIP
COUNTY
SOCIAL SECURITY NUMBER - -

HOME PHONE NUMBER - -

CURRENT EMPLOYER CLOCK NUMBER
HOW LONG?
EMPLOYER ADDRESS
BUS. PHONE - -
CITY / STATE / ZIP
POSITION
ANNUAL PAY. SALARY: GROSS $ NET $
Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
OTHER ANNUAL INCOME $ SOURCE

PREVIOUS EMPLOYER ADDRESS/CITY/STATE/ZIP CODE
(If current employment less than two years)

HOW LONG?
NEAREST RELATIVE NOT LIVING WITH YOU
PHONE - -
RELATIVE'S ADDRESS / CITY / STATE / ZIP
WHAT OTHER NAMES HAVE YOU PREVIOUSLY BEEN EXTENDED CREDIT?
HAVE YOU EVER BEEN SUED FOR DEBT?
Yes
No
EVER BEEN A DEBTOR IN BANKRUPTCY?
Yes
No
PLEASE EXPLAIN IF YOU ANSWERED YES TO EITHER OF THE LAST TWO QUESTIONS:
CREDIT REFERENCES ( List all open accounts and any closed accounts that you want considered.)

ACCOUNT NUMBER
FINANCIAL INSTITUTION WHERE
ACCOUNT IS HELD
ADDRESS/CITY/STATE/ZIP OF
FINANCIAL INSTITUTION
ACCOUNT
BALANCE
CHECKING

$

SAVINGS

$


MORTGAGE HOLDER OR LANDLORD NAME - ADDRESS/CITY/STATE/ZIP
PURCHASE PRICE
APPROXIMATE VALUE
BALANCE OWED
MONTHLY MORTGAGE OR RENT
AUTO MAKE - MODEL
YEAR
FINANCED BY/ADDRESS/CITY/STATE/ZIP
PURCHASE PRICE
BALANCE OWED
MONTHLY PAYMENT
OTHER INSTALLMENT LOANS
ACCOUNT NUMBER
FINANCED BY/ADDRESS/CITY/STATE/ZIP
PURCHASE PRICE
BALANCE OWED
MONTHLY PAYMENT
1. VISA #
2. MASTERCARD #
CREDIT LIMIT
BALANCE OWED
MONTHLY PAYMENT
1
2
1
2
1
2
STORE, COMPANY, CREDIT UNION
ACCOUNT NUMBER
ADDRESS/CITY/STATE/ZIP
CREDIT LIMIT
BALANCE OWED
MONTHLY PAYMENT
OBLIGATION FOR CHILD SUPPORT, ALIMONY PAYMENTS (SPECIFY) MONTHLY PAYMENT
For the purpose of obtaining the credit descripted above, and any future credit grated to the undersigned by the creditor named above, the undersigned, jointly and severally, represent that the above statements are true and complete, and authorize the credit named above, or its agents, to verify them and obtain additional information concerning our credit standing and furnish the same to others, and agree to the provisions of any rules, regulations or agreements of the creditor named above governing such credit. This applications is creditor's property.
INFORMATION FOR GOVERNMENT MONITORING PURPOSES
The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the lener's compliance with equal credit opportunity and fair housing laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may neither discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish it, under federal regulations this lender is required to note race and sex on the basis of visual observation or surname. If you do not wish to furnish the above information, please check the box below. Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.
Borrower RACE / NATIONAL ORIGIN:
American Indian/Alaskan Native
Asian / Pacific Islander
Black
Hispanic White
SEX:
Female Male
I do not wish to furnish this information.

Co-Borrower RACE / NATIONAL ORIGIN:
American Indian/Alaskan Native
Asian / Pacific Islander
Black
Hispanic White
SEX:
Female Male
I do not wish to furnish this information.


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